I have used three payment routes and the only thing that changed with each was how much leverage I had when something went wrong.
What I am after is how people are thinking about the trade-off between reversibility and privacy, because you cannot have both.
I would rather have one careful answer than five confident ones.
Answering the narrow version, because the broad one does not have a single answer. It helps to ask what evidence would change your mind before you look at any. If nothing would, the discussion is not about evidence, and it is better to say so early than to spend nine posts discovering it.
TirzTom said:It helps to ask what evidence would change your mind before you look at any.
Agreed on the substance. I would put less weight on the timescale, because two months of anything is not enough to distinguish a trend from a wobble.
If somebody has the primary source to hand I would rather cite it than paraphrase it.
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View Resultsmike.trainer_LA said:I have used three payment routes and the only thing that changed with each was how much leverage I had when something went wrong.
This matches mine closely enough to be worth saying so out loud. Posting only so the count is not one.
From the other side of the consultation, briefly. The distinction that resolves most of these threads is between what is true on average and what is true for one person. Both are real; they answer different questions and get quoted as if they were the same one.