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ForumsCrypto & PrivacyP2P payment apps (Venmo/Zelle) for pharmacy — March 2026

P2P payment apps (Venmo/Zelle) for pharmacy — March 2026

CanadaChris Wed, Jun 26, 2024 at 9:42 AM 10 replies 1,883 viewsPage 1 of 2
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CanadaChris
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Jun 26, 2024 at 9:42 AM#1

Writing this once so I can stop repeating it across threads. It is about paying for it, and it is deliberately narrow — everything I am not confident about is marked as such.

What is actually established

The trade-off is reversibility against privacy and there is no option that gives you both. Card payments are reversible and disclose the most; crypto discloses least and is irreversible, which is precisely why pressure toward it is a warning sign when it comes from a seller rather than a buyer. Escrow only means anything where the escrow agent is independent of both parties, which is rarely the case in practice.

The condition it depends on

One detail people underrate: an irreversible payment removes your only leverage in a dispute, so it should be the last step rather than the first.

What I am not sure about

So the question, as narrowly as I can put it: how people are thinking about the trade-off between reversibility and privacy, because you cannot have both. Numbers rather than impressions, if you have them.

— CanadaChris · corrections welcome and will be edited into this post with credit
30 0Dr.EM_Chicago, pete_RVA, CarlaRPh_TPA and 27 others
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LabKate
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Jun 26, 2024 at 11:26 AM#2
CanadaChris said:
The trade-off is reversibility against privacy and there is no option that gives you both.

Agreed, with the usual condition: that holds for the average and this board is a collection of individuals. A population claim and a personal prediction are different things and get quoted interchangeably.

29 24laura_annarbor, JenMemphis, pat_auckland and 26 others
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Dr.SurgeonPGH
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Jun 26, 2024 at 1:10 PM#3
CanadaChris said:
The trade-off is reversibility against privacy and there is no option that gives you both.

Pushing back on CanadaChris here. I think the framing smuggles in the conclusion. Ask it the other way round and the obvious answer reverses, which usually means the question is doing the work.

Last edited: Jun 26, 2024 at 4:10 PM
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TrialNerd_Beth
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Jun 26, 2024 at 2:54 PM#4

Answering the narrow version, because the broad one does not have a single answer. It helps to ask what evidence would change your mind before you look at any. If nothing would, the discussion is not about evidence, and it is better to say so early than to spend nine posts discovering it.

Last edited: Jun 26, 2024 at 6:54 PM
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tampaLisa73
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Jun 27, 2024 at 1:06 AM#5
LabKate said:
Agreed, with the usual condition: that holds for the average and this board is a collection of individuals.

This is my experience too, for whatever a second data point is worth. The detail I would add is minor and it is already implied above.

Last edited: Jun 27, 2024 at 2:06 AM
26 21TomFromTexas, mike.trainer_LA, sarah_nash92 and 23 others
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