Writing this once so I can stop repeating it across threads. It is about paying for it, and it is deliberately narrow — everything I am not confident about is marked as such.
The trade-off is reversibility against privacy and there is no option that gives you both. Card payments are reversible and disclose the most; crypto discloses least and is irreversible, which is precisely why pressure toward it is a warning sign when it comes from a seller rather than a buyer. Escrow only means anything where the escrow agent is independent of both parties, which is rarely the case in practice.
One detail people underrate: an irreversible payment removes your only leverage in a dispute, so it should be the last step rather than the first.
What I actually want to know is how people are thinking about the trade-off between reversibility and privacy, because you cannot have both. If the honest answer is that nobody knows, that is a useful answer and I would rather have it.
InsuranceTom said:The trade-off is reversibility against privacy and there is no option that gives you both.
Right, and the exception is worth naming rather than left implied, because the exception is where people get into trouble.
InsuranceTom said:The trade-off is reversibility against privacy and there is no option that gives you both.
I read this differently. The confidence in this thread is running ahead of the evidence, and I would rather the uncertainty were stated than smoothed over because it is unsatisfying.
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View ResultsTaking the question as asked, rather than the general version of it. It helps to ask what evidence would change your mind before you look at any. If nothing would, the discussion is not about evidence, and it is better to say so early than to spend nine posts discovering it.
Dr.RaviCardio said:Right, and the exception is worth naming rather than left implied, because the exception is where people get into trouble.
Same experience, arrived at from the opposite direction. I had assumed I was the exception until I read this.