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ForumsInsurance & AccessInsurance said NO again and I am about to lose it — what worked for you? Page 3

Insurance said NO again and I am about to lose it — what worked for you?

JennaRN Mon, Jun 23, 2025 at 4:00 AM 17 replies 1,539 viewsPage 3 of 4
hans_munich
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Jul 2024
Munich, DE
Jun 25, 2025 at 11:43 AM#11
hyun_seoul said:
Insurance coverage hack for cost and coverage: if your insurance denies brand Wegovy/Ozempic, consider these alternatives: Prior authorization appeal…

Thank you for spelling out the reasoning rather than just the conclusion.

15 15kevin_tulsa, Dr.PainCLE, mike_mealprep and 12 others
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DebRD_ATL
Senior Member
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Feb 2024
Atlanta, GA
Jun 27, 2025 at 9:07 AM#12

Clinical perspective, offered as context rather than as advice.

Telehealth prescriber review for cost and coverage: I've used 2 different telehealth platforms to get my GLP-1 prescription. Comparison:

FeaturePlatform APlatform BPlatform C
Initial Consult$60$90$0
Monthly Follow-up$40Included$60
Prescription SpeedSame day24-48 hoursSame day
Lab MonitoringRequiredOptionalRequired

I settled on the one that required labs — it shows they care about safety, not just prescribing volume.

14 14RegAffairsDC, BiostatsBrad, PeptideSynthNJ and 11 others
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CarlaRPh_TPA
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Jun 29, 2025 at 6:32 AM#13
pete_nash said:
My insurance denied my PA related to cost and coverage.

Financial impact of cost and coverage weight loss beyond medication cost:

  • Groceries: SAVED $217/month (eating less)
  • Restaurants: SAVED $167/month (fewer meals out)
  • Alcohol: SAVED $117/month (stopped drinking)
  • Life insurance: Premium REDUCED by $47/month (lower BMI)
  • Copays: SAVED $77/month (fewer BP/cholesterol meds)

Net impact after medication cost: approximately BREAKING EVEN. The medication pays for itself through reduced food spending and healthcare costs. This surprised me.

13 13BrianDallas92, labquiet_amy, emily_PDX and 10 others
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DoseLogDan
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567
Feb 2025
Montana
Jul 1, 2025 at 3:58 AM#14
JennaRN said:
Denials are usually procedural rather than clinical, and the order that works reflects that.
JennaRN said:
...regarding the discontinuation data for cost and coverage...

I want to reframe the discontinuation narrative. We don't say "insulin fails because blood sugar rises when you stop it." We don't say "antihypertensives fail because BP goes up without them."

Why do we apply different logic to anti-obesity medications? The answer is stigma. We still, unconsciously, believe obesity is about willpower rather than biology. The discontinuation data actually PROVES it's a chronic biological condition requiring ongoing treatment.

This reframing isn't semantic — it has implications for insurance coverage, treatment duration, and patient expectations.

Last edited: Jul 1, 2025 at 4:58 AM
12 12sophie_paris, mel_PDX, Dr.AddMedPHL and 9 others
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mike_mod
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Jul 3, 2025 at 1:25 AM#15

Moderator note: good thread. Keeping it here rather than moving it, because the question is general enough to be useful. No action needed from anybody.

Last edited: Jul 3, 2025 at 3:25 AM
11 11PurityPaulOR, MaxMetOK, MounjBrad and 8 others
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